Beyond the Bottom Line: Why True Care Demands a Public Adjuster

When disaster strikes and your home is damaged, the last thing you need is more confusion. You might encounter articles, like one from Cacciatore Insurance, titled "8 Reasons You Don't Need a Public Insurance Adjuster." These often argue that handling a claim yourself, or relying solely on your insurer, is best. They might suggest public adjusters are redundant, inflate claims, reduce your payout, or even harm your relationship with the insurance company.

At Rome Public Adjusting (RomePA), however, we see these points differently. For us, they highlight precisely why our motto — "People Are For Caring" — is so crucial.

Understanding "Adjusting": It's About Making Things Right

The word "adjusting" itself has deep roots, stemming from the Latin "iustus," meaning "to make just or right." When we talk about adjusting a claim, we're not just dealing with paperwork; we're striving to bring about fairness and restoration, helping to make lives whole again after a loss.

Addressing Common Concerns: Our C.A.R.E. Framework in Action

The concerns often raised about public adjusters, when viewed through the lens of compassionate service and our dedicated C.A.R.E. framework, actually underscore why RomePA is an essential partner:

Is It Redundant? No, It's Dedicated Advocacy.

You might hear that your insurance agent or the company's adjuster is enough. But remember, an insurer's adjuster represents the company's interests, not exclusively yours. In times of stress, many feel overwhelmed by complex claims. RomePA steps in as your dedicated advocate, providing the expert voice and diligent work needed to level the playing field. This ensures your best interests are paramount, especially when understanding policy intricacies and the true scope of your loss.

Do We Inflate Claims? We Pursue True Value.

The worry about inflated claims for higher fees is understandable. At RomePA, our aim is simple: to discover and secure the full, just, and equitable value of your loss. Our meticulous documentation, accurate damage assessment, and expert policy interpretation ensure you receive what is rightfully yours for true restoration. Our fee is a modest investment in securing the maximum recovery you truly deserve.

Will It Reduce Your Payout? It Maximizes Your Recovery.

While our service fee comes from your settlement, the data consistently shows that public adjusters often secure significantly higher settlements—sometimes 40% to 400% more—than clients could achieve on their own. This means that even after our fee, the net amount you receive is almost always substantially greater, providing the resources needed for complete recovery and stability.

Can You Do It Yourself? We Offer Expert Guidance and Peace of Mind.

The idea that you, the homeowner, know your property best and can handle the claim yourself overlooks the overwhelming nature of loss and the intricate details of insurance policies. When facing significant damage, a steady, expert hand is invaluable. Our C.A.R.E. framework — Creatively Think, Actively Think, Recognize the Best Solution, and Execute the Plan — requires specialized knowledge in policy language, damage estimates, and negotiation strategy. We guide you through the turbulent process, taking the burden off your shoulders.

Will It Harm Relations? It Ensures Principled Advocacy for Justice.

Some suggest public adjusters sour relations with insurance companies. Our approach, however, is not antagonistic. It's about firm, principled negotiation rooted in wisdom and justice. We stand firm on the facts of your claim, advocating for a fair outcome. True "good relations" with an insurer should never come at the expense of a just settlement for you. We strive for an "ideal solution" that is both generous and equitable.

RomePA: More Than Just Adjusting, It's About Caring

The concerns raised about public adjusters, while sometimes valid regarding unscrupulous practices, ultimately highlight the profound need for a firm like RomePA. Our foundation is "People Are For Caring." Our operations are guided by the highest fiduciary standards, ensuring ethical, moral, and legal conduct in every action. We're here to be your dedicated partner.

When facing significant loss, you don't just need an adjuster; you need a dedicated advocate. You need expertise, integrity, and genuine care. That's what RomePA offers.

 firm, principled negotiation rooted in wisdom and justice