FORBES on Public Adjusting

Leveling the Playing Field: Why a Public Adjuster Can Be Your Advocate in Times of Loss

Recently, Forbes Advisor published an insightful article titled "What Is a Public Adjuster?" and it resonated deeply with the mission we are building at Rome Public Adjusting (RomePA). For those unfamiliar, a public adjuster is an independent professional who works exclusively for you, the policyholder, not the insurance company. In essence, they become your dedicated advocate during the often-complex and stressful insurance claims process.

The Forbes article rightly points out that insurance companies have their own adjusters whose primary allegiance is to their employer – naturally, they aim to manage costs. This can inadvertently create an imbalance, especially when you've suffered a significant loss to your home or business. This is where a public adjuster steps in, acting as your knowledgeable guide and tenacious negotiator to ensure a fair and equitable settlement.

Why Consider a Public Adjuster?

The Forbes piece highlights several key scenarios where engaging a public adjuster can be incredibly beneficial:

• Large or Complex Claims: When dealing with substantial damage from events like fire, hurricanes, or extensive water damage, the intricacies of your insurance policy and the assessment of the loss can be overwhelming. A public adjuster brings the expertise to thoroughly document the damage, understand the nuances of your coverage, and present a compelling claim on your behalf.
  

• Disagreements with the Insurance Company: If you feel the insurance company's initial offer is inadequate or that they have overlooked aspects of your damage, a public adjuster can provide an objective and expert second opinion. They can re-open communication, present additional evidence, and advocate for a settlement that truly reflects your loss.
  

• Peace of Mind During a Difficult Time: Dealing with the aftermath of a loss is emotionally and practically draining. Hiring a public adjuster allows you to focus on recovery while a professional handles the often-arduous task of navigating the claims process.
  

An Orthodox Perspective: Seeking Justice and Showing Care

At RomePA, our foundation is built upon the principle that "People Are For Caring," a guiding light passed down by my beloved father. This isn't just a business for us; it's a ministry of justice and restoration. The Forbes article underscores the need for policyholders to have someone in their corner, ensuring they are treated fairly and receive what is rightfully due to them according to their policy.

From an Orthodox standpoint, the concept of "adjusting" aligns with bringing things back into right order and seeking equity. As the Forbes article suggests, public adjusters help "level the playing field," which resonates with the divine attribute of justice we strive to reflect in our work. Just as Saint Nicholas intervened to right wrongs and care for the vulnerable, RomePA aims to advocate for our clients, ensuring their voices are heard and their needs are met with compassion and diligence.

Our C.A.R.E. framework – Creatively define the problem, Actively think of all possible solutions, Recognize the best solution, and Execute the plan – embodies this approach. We delve deep to understand the true extent of the loss, explore all possible avenues for recovery, and work tirelessly to achieve the best possible outcome for you.

A Partner in Your Recovery

The Forbes article serves as a valuable introduction to the role of a public adjuster. At Rome Public Adjusting, we aim to be more than just adjusters; we want to be your trusted partners in navigating the challenging path to recovery after a loss. We are committed to providing expert advocacy with the highest ethical standards, always keeping your best interests at heart.

If you've experienced a loss and feel overwhelmed or uncertain about the claims process, we encourage you to reach out for a consultation. Let RomePA be the advocate you need, guided by experience, integrity, and a genuine commitment to caring for our community.