Why Your Insurance Company Hopes You Never Discover a Public Adjuster (And Why St. Nicholas Would Have Hired One)

A letter from Fr. David Burrows, Georgia Licensed Public Adjuster #3823787

In the year 325, at the First Ecumenical Council in Nicaea, St. Nicholas saw injustice rising. He stood up and defended the truth — even tradition says he slapped the heretic Arius — because some things are worth fighting for.

Seventeen centuries later, the same spirit lives in the work of a licensed Public Adjuster.

When a tree crashes through your roof, a pipe bursts and floods your home, or hail destroys your shingles, the insurance company sends their adjuster. That adjuster is polite, professional, and… employed by the insurance company. Their job is to pay as little as possible while staying within the law.

Your job is to rebuild your life.

That is where a Public Adjuster enters the story — the only claims professional in the State of Georgia who is legally required to represent YOU and YOU alone.

Here are three things most homeowners never learn until it’s too late — and how a Public Adjuster changes everything.

1. The first offer is almost never the final offer Independent studies show that policyholders who hire a licensed Public Adjuster recover up to 747% more than those who don’t (OPPAGA Report, Florida 2010 — the most thorough study ever done). That is not a typo. Seven hundred and forty-seven percent.
   

2. You paid for coverages you probably don’t even know exist Additional Living Expense (ALE), Code Upgrade Coverage, Ordinance or Law Coverage, Debris Removal, Mold Limitation Buy-Back, Tree Removal, Temporary Repairs — most company adjusters mention only what is cheapest for them. A Public Adjuster reads every line of your policy the way St. John Chrysostom read Scripture: slowly, carefully, and always for your benefit.
   

3. Time is not on your side Most Georgia policies have a one- or two-year “suit limitation” clause. Once that clock runs out, even a just claim can become worthless.
   

That is why the State of Georgia requires every Public Adjuster to post a $5,000 bond, carry a state license, and be empowered by a Power of Attorney — so you know we are held to the highest fiduciary standard.

At Rome Public Adjusting we represent the insured only.

• No recovery → no fee

• No recovery under $1,000 → still no fee

• Typical fee only 10% of the new money we recover for you

• 5-day cancellation window with zero penalty

• Priest-led, Orthodox-hearted, and Georgia focused
  

Below are the five official documents that prove we are fully licensed, bonded, and ready to fight for you today.

1. Georgia Public Adjuster License #3823787 (Property & Casualty)

2. $5,000 Floyd County Public Adjuster Bond #100977436

3. Rome Public Adjusting Contract

   
   

If you have damage — recent or years old — and an open claim, please call or text me personally, day or night.

Fr. David Burrows 706-314-8840 (call or text any time) info@RomePA.com

Because people are for caring — and claims are for recovering.

Lord Jesus Christ, through the prayers of Thy most pure Mother and our father among the saints Nicholas the Wonderworker, grant every family suffering loss tonight a just, speedy, and abundant restoration. Amen.