Why Your Insurance Company Hopes You Never Discover a Public Adjuster (And Why You Should Hire One)

A letter from David Burrows, Georgia Licensed Public Adjuster #3823787

When a tree crashes through your roof, a pipe bursts and floods your home, or hail destroys your shingles, the insurance company sends their adjuster. That adjuster is polite, professional, and… employed by the insurance company. Their job is to pay as little as possible while staying within the law.

Your job is to rebuild your life.

That is where a Public Adjuster enters the story — the only claims professional in the State of Georgia who is legally required to represent YOU and YOU alone.

Here are three things most homeowners never learn until it’s too late — and how a Public Adjuster changes everything.

1. The first offer is almost never the final offer Independent studies show that policyholders who hire a licensed Public Adjuster recover up to 747% more than those who don’t (OPPAGA Report, Florida 2010 — the most thorough study ever done). That is not a typo. Seven hundred and forty-seven percent.
   

2. You paid for coverages you probably don’t even know exist Additional Living Expense (ALE), Code Upgrade Coverage, Ordinance or Law Coverage, Debris Removal, Mold Limitation Buy-Back, Tree Removal, Temporary Repairs — most company adjusters mention only what is cheapest for them. A Public Adjuster reads every line of your policy slowly, carefully, and always for your benefit.
   

3. Time is not on your side Most Georgia policies have a one- or two-year “suit limitation” clause. Once that clock runs out, even a just claim can become worthless.
   

That is why the State of Georgia requires every Public Adjuster to post a $5,000 bond, carry a state license, and be empowered by a Power of Attorney — so you know we are held to the highest fiduciary standard.

At Rome Public Adjusting we represent the insured only.

• No recovery → no fee

• No recovery under $1,000 → still no fee

• Typical fee only 10% of the new money we recover for you

• 5-day cancellation window with zero penalty

  
  

If you have damage — recent or years old — and an open claim, please call or text me personally, day or night.

David Burrows 706-314-8840 (call or text any time) info@RomePA.com

Because people are for caring — and claims are for recovering.